We offer the right amount of protection that fits your budget. Flexible terms plans that can provide coverage for 10, 20, or 30 years. Your life insurance is important, but it doesn’t have to be complicated (or expensive).
Have a life insurance question?
Contact our life insurance department at or call toll free at (866) 927-1555.
Disability Income Insurance
If you became totally disabled and couldn’t work, who would pay you? Individual disability insurance provides a monthly benefit if you become sick or hurt and unable to work. Protect your mortgage, utilities and groceries with a personal disability income policy.
Long Term Care
While there are many comparable long-term care insurance products available today, not all products are equal. Before you buy a long-term care policy be sure to carefully consider what you want out of a long-term care insurance product. Then, make sure the policy will provide the right benefits if and when you need to use the them. Most importantly, make sure that you work with an insurance company you trust and an agent who understands long-term care insurance.
Understanding the Past to Insure Your Future
It is very important to consider a company’s financial strength ratings and rate increase history when selecting a carrier for any insurance or annuity policy. Life insurance, Annuities and long-term care insurance policies are a long-term investment. Buyers should be confident that their carrier will be there in the future if they need them. The financial strength ratings refer only to the overall financial status of the company and is not a recommendation of the specific policy, provision, rates or practices of the insurance company. The following agencies provide financial strength ratings of the major insurance companies: A.M Best, Fitch Ratings, Moody’s, and Standard and Poor’s.
For more information about disability, long term care and more, contact our Financial Service Department at (508) 322-3248.